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There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Specific terms and conditions apply to membership in the RBC Direct Investing Community. For details please sign into the RBC Direct Investing online investing site, click the link to the Legal Terms of Use and read the RBC Direct Investing Community – Terms of Service.. You cannot earn RBC Rewards points through RBC Direct Investing (RBC DI). You may only use your points through RBC DI to: (1) pay for trade commissions on your eligible RBC DI accounts; or (2) transfer points to cash contributions to your eligible RBC DI accounts. It is your responsibility to make sure you have sufficient contribution room within your registered plan when transferring points to cash contributions to your registered accounts and/or when you use your RBC Rewards points to pay for trade commissions on aregistered account. The Canada Revenue Agency may apply tax penalties for over-contributions. RBC Direct Investing is not responsible for any such penalties. per equity trade when you trade 150 times or more per quarter. All RBC Direct Investing clients pay $9.95 flat CDN or U. per equity trade with no minimum account balance or trading activity required. This pricing only applies to trades placed through an available Automated Service (as such term is defined in RBC Direct Investing's Operation of Account Agreement), including the online investing site and mobile application. Visit Pricing or call There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. If your combined assets are less than $15,000 across all of your RBC Direct Investing accounts, you will be charged one maintenance fee of $25 per quarter (split across all of your accounts). However, you have a number of additional ways to have this fee waived. For full details please refer to the complete Commissions and Fees Schedule Mutual Fund companies may assess additional fees – for example, deferred sales charges on back-end load funds, early redemption fees, setup fees and charges for insufficient funds on pre-authorized purchases. Management fees and operating expenses are paid by the mutual fund. There may be trailing commissions associated with these mutual fund investments. Real-time streaming quotes are available on stocks and ETFs for all clients. Real-time streaming quotes are also available on options and over-the-counter (OTC) securities for Royal Circle and Active Trader clients, upon accepting the terms and conditions of all exchange agreements on the RBC Direct Investing online site. This post may contain references to products from our partners. Find the best bank bonuses, promotions, and offers for April 27, 2020 here. We may receive compensation if you apply through our links. We have the best bank deals and offers with the most comprehensive listing of checking, savings, and business accounts. The information, including rates and fees, presented in the review is accurate as of the date of the review. We manually update this list every day to keep it up to date with the latest promotions, bonuses, and offers. Additionally, we may have left out details or need to update a post entirely. Our list includes some of the top banks in the nation such as Chase, HSBC Bank, Discover, Huntington Bank, TD Bank, Wells Fargo, Bank of America, Capital One, Citibank, and many more. Please refer to issuer website and application for the most current information. Thus, you should always confirm the existence of an offer. You can find bank bonuses from $100, $200, $300, $400, $500, and up to $1,000 . Finally, if you have information about an offer that may have expired feel free to leave a comment below letting us know. Readers can open several account types and different banks to earn hundreds and thousands of dollars every year. This includes direct deposits, account type, expiration date, hard or soft pull, credit card funding, geographical restrictions, additional bonus requirements, and early closure fee. Check fees and terms before signing up for the promotion. Bank account bonuses are categorized into the best personal checking, savings, and business accounts. Make sure to read all the terms and conditions at the bank’s web page to keep the account fee-free. The information, including rates and fees, presented in the review is accurate as of the date of the review. We would like to emphasis that while these bonuses may seem attractive, some banks have terms and fees that may take value away from the offer. Our page is constantly updated daily with the most current offers. Please refer to issuer website and application for the most current information. The truth is that these bonus offers are meant to attract long-term customers to the bank. Make sure to bookmark this page and visit us often for the latest bank bonuses. More often than not you will lose the bonus if you close the account too soon. Like we mentioned previously sometimes offers get removed prematurely. Checking account sign-up bonuses and promotions are the most popular account offers from banks. Thus, you should always save a copy of the offer to prove you qualify for the bonus. For most customers, all banks offer all the necessary standard features. The information, including rates and fees, presented in the review is accurate as of the date of the review. Furthermore, some offers even suggest or require you to bring a copy of the offer when you open an account. Most banks are soft-pulls and will not lower your credit temporarily. Therefore, it really boils down to branch locations and the bonus incentive. Please refer to issuer website and application for the most current information. However, there are some banks and credit unions that are hard-pulls and will lower your credit score. Applying for Checking accounts usually triggers only a Soft credit inquiry that doesn’t affect your credit, unlike with credit cards. Check out our updated list of Soft-Pull and Hard-Pull entities. Due to this, you can take advantage of promotions from many different banks and make hundreds to thousands of dollars in exchange for your time. However, we do suggest you contact a customer service representative to confirm whether the credit pull is soft or hard. Checking account bonuses generally requires a Direct Deposit, while Savings account bonuses don’t. The information, including rates and fees, presented in the review is accurate as of the date of the review. Finally, feel free to share this information with us as well. We give credit to our loyal readers who constantly keep us updated on the latest and hottest promotions available. However, we only accept bonuses that we deem worthwhile to promote to our readers. Keep in mind of Direct Deposit requirements when you’re going for accounts with the highest bonuses. Please refer to issuer website and application for the most current information. Whether it is a credit union, local bank, or even an online bank; we can proudly say that you will always find the best and most updated list of bank promotions here. You may have noticed that some reviews have expired promotions at the bottom. Additionally, it will give you an idea of what kind of offers were once available at the bank or credit union. Some banks may give you the option to fund your account with a credit card. These bank bonuses and promotions are our most highly regarded offers. If you find a bank bonus not on our list, let us know and earn up to $10 reward. Click on the bank name for the promotion learn all the terms. Below are some of my favorite bank bonuses from Chase, HSBC, TD Bank, Huntington, and more. For small business owner looking to open a business checking account, we have compile a list of best business bank bonuses & promotions down below. You will find the most extensive list of business checking account promotions on the web! In order to open a business checking account, you must have an EIN along with a Doing Business As (DBA) letter from the State or IRS. Having a business checking account provides effective cash management and simplifies tax preparation for small business owners. Bank referral bonuses and promotions are available to existing personal checking, personal savings, or business checking account for all major banks across the United States. It’s a great way to earn extra cash with your current bank account or when you open a new bank account. Not only will you be getting a bonus, but your friend or family member will benefit with bonus cash referral for them too! Below, you’ll the most updated list of all bank referral programs both local and nationwide to earn extra bonus rewards for participating in banking referral programs. Feel free to leave your contact/referral information in the comment section so readers can reach out to benefit both parties. Rbc promotions rbc RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase. In addition, the RBC iShares ETFs in which RBC InvestEase Inc. clients invest are managed by BlackRock Asset Management Canada Limited. Transfer money using the RBC Mobile app or through RBC Online Banking - instantly and for free 1 - between your Canadian and U. S. RBC accounts. Pay U. S. bills in seconds - from Canada or the U. S. Get cash at over 50,000 no-fee 2 ATMs across the U. S. We’re taking added precautions to keep our clients and employees safe during the COVID-19 outbreak. We also recognize that now more than ever, clients turn to us for advice and support. Site is NOT reliable - constant issues are start of trading day. When you do get someone live, they are nasty people to talk to. He told me I could park the note at RBC or transfer to my existing broker. Impossible to ever get a live agent, unless you have an hour or more to wait online. This site will cost you serious money - when you can't access it to complete trades, or trades that don't complete. I wonder if they would have sold them if they were worth millions to cover the $25.00. READ THE FINE PRINT WITH THESE GUYS and keep a check to see if you have enough money in you account to cover the annual fees. i made around 700k in about 1500 trades my first fiscal year with them, i enjoyed their user interface and i like the reports they provide but many other brokers do the same, i've just been with them on the retail side for a long time. don't give 2 shits about society and their "clients" I bought a structured note from an RBC salesman about 6 years ago. Next thing I know, they charge me a $100 annual fee, for doing absolutely nothing for me. RBC should stick to managing daily interest savings accounts for grandmothers They are completely incompetent beyond anything else. they restricted my account without reason and told me in 90 days all would be fine, and then they closed all my retail accounts , around 10, and my di account and told me to hit the road. And then to transfer out of RBC, the fleece me another $125. Direct Investing sold my stocks without informing me just to cover the quarterly fee of $25.00. These so-called "full service" brokers exist for one purpose only-- to milk as much money out of you as possible. I certainly would not buy anything from them again, nor should anyone else! Must always be phoned in which recreates the same scenery every time a waste of a few hrs on the phone as they try to figure out how to place the order.(the call center cannot do it). This is one of many time delaying bad service issues. All banks under their Investment accounts - BMO IL, TDI, Scotia's i Trade, CIBC Investor Edge, etc. No hidden inactivity fees, no balance limits, some of them don't even charge for buying ETFs. The RBC Direct Investing must be the only one that charges a sneaky $25 quarterly fee for balances under $15 K. They are big and callous similar to all RBC entities. 135.00 charge per account to transfer them out when you have had enough. Do some research and find a different online vendor. Opening the account is long winded and doesn't actually link to RBC online banking, transferring cash from RBC account is not a direct transfer, is manual (during office hours only), trading fees are high, mutual fund MERs are crazy high and returns well below market. Money was given for investment, so another party involved on my bahalf. However, financial advisor did not listen to how wanted money allocated in the Market instead of diversifying, he consolidated roughly half in Energy sector tied to petroluem/oil. I pointed out my concern as oil prices started to fall, but no solid action taken, I guess on the assumption of recovery even though all factors pointed in the wring direction. My Financial Advisor, not taking my interests into account, and my reliance and trust in him, did not pay attention to the continuing downspin and allowed great losses (90% ) to occur on Breitburn, Seadrill, and Vanguard Natural Resources. We signed on with RBC (CT branch) as a new company, so employee investment totals in the plan (via payroll deductions) were initially small, including mine. I was reminded by my broker on more than one occasion that he “typically handles a minimum investment of 2 million dollars,” as if he was inconvenienced....despite the fact that he agreed to take us on. He made me feel like a small investor with no clue what I was talking about. I am pushing 60 and have have had substantial sums invested at another firm for years. When I expressed concern about the fact that I lost money (during a strong market run in early 2018), he seemed offended and tried to school me in “taking the long view.” When I asked if he could provide me with a list of other fund options, he refused. When I pushed him, he angrily said “I can’t work like this” and informed he that he would be calling our plan administrator.....I had misbehaved. At the branch I was told that it would take 2 weeks to move my 2 funds from RBC Dominion to RBC Direct. Here I sit 79 days later, [ on hold now for 31 minutes]. I have made several inquiries in 9 weeks and have had 4 assurances that the problems have been fixed. One of the accounts has been moved since this morning but the other is somewhere in make believe land. Signed up on Oct 30, 2018 and today is Jan 8, 2019. I just got off the phone and she said the team just got the orders today. I'm beginning to believe I am the stupid one here for not pulling out several days ago. Dec 27 and results of previous day still not posted in the accounts. Award winning claim is false advertising , go elsewhere. Situation and performance getting worst in all banking and investing at RBC. MB Unfortunately, I have no other option but to give them one star ( I would give them zero stars) ! You constantly will lose money, and you will receive only justifications (if). In the past, I already had a very bad experience with them, constantly losing money. After changing the RBC institution many years ago, my investments were always on positive performance. Presently, my company changed the financing group, choosing RBC to manage the employees investments. I have no choice, but to be back in business with RBC for almost one year! Worst performance: at least 1% lost every month; no apologies, no explanations, no justifications, zero transparency. Check the reviews of other brokers, compares, inform you well, and use your own judgement before selecting the institution to take care of your investments. I gave specific instructions as to when to move funds from another brokerage, but they ignored my request and moved the funds immediately. I then instructed them to stop, but they continue to move funds from my other brokerage account. 1) Worst Bank manager who had bad hand writing and costed me money and I had to go to Chinatown branch 3 times to fix his hand writing problem, because Direct Investment won't take the application unless corrected by the bank agent.2) Direct Investor's front office is really Royal bank, who doesn't know much about DI, and customers are forced to deal with RBC staff who know little or none at all about Direct Investment.3) Any problem with DI, I had to take it to Royal Bank, who said it's not there problem but DI's problems. 4) Di says they can't fix the problem so I must deal with Royal bank branch instead because DI has no office ! 5) repeat above step 3 and 4 a few times and dozens of phone calls and bank managers' lousy handwriting who wrote a 7 and 1 and 5 and 6 look similar !! 6) Nobody from either RBC or DI apologized for their incompetence ! 7) TAKE your business ELSEWHERE !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Keep charging quarterly fee to my portfolio despite the fact that I kept minimum amount in my account as was told by agent to avoid the fee. No one return calls or pickup calls or reply to emails as they dont care about customers I gave them $300,000 in the hopes that I would make 5% a year what happened was I lost $18,000 plus over $6,000 in fees to them plus from the time I called to close the account until I eventually got my check I lost another $5,000 all in all over $29,000 lost in 8 months that's more than one full year of my retirement budget gone I have accounts at several brokerages-each brokerage has its own unique advantages. I have had mostly terrible experiences with RBC in the last few years. After over a dozen years, I finally closed my account. RBCDI Royal Circle claims to offer Thomson Reuters IBES consensus earnings estimates. I notified them over a month ago that the annual estimate is showing the quarterly numbers. They admit they have a problem with their website but they still say they are working on it - over a month later! I had an account with them for 4 years, and I regret I opened it in the first place. Their only strategy is to mindlessly churn your account based on analysis a 7th grader could could pull off of CNBC. Set a meeting with RBC "specialist" to set up account. They hide behind paper and borderline abuse the elderly with paperwork. They are super outdated, not convinient to use, they run the business like in 1980s. quietly because a form was missing and when I decided to close the account it is already took 3 calls (an hour each) and account HAS NOT BEEN CLOSED YET. Now I think of moving all my funds from RBC bank as well because they are to fat and lazy to provide the service the customer paid for. Your portfolio will lose value and the fees will kill you. She had to phone in to the main line to get help to "make sure everythings done right". Called a week later, no paperwork has been received - was told to call direct investing directly as the " specialist " was going on vacation. Trying to close an account they say they need to update everything and send you all sorts of redundent paperwork with information they already have. I had the displeasure of being stuck w/ these clowns and their WM advisor for years until I saw the day of light. My one account laggard for seven years and all I did was pay fees (it was in mutual funds). Called direct to find out she didnt fill papers out correctly. Called and told a different story about a different section that wasnt done properly but they never mentioned that previously. I cancelled my account and currently pulling all my buisness out of RBC. They ask for a new w-9 form (like they do not have the SSN of the person) and ask for adoption agreements for accounts that are already adopted and exist. I made zero dollars believe it or not (due to fees I paid them). My other account w/ 1m finally was put in equity but the portfolio is simply comprised of various equity that are given to him by their analyst. There is zero active management and no self-service capabilities. Incompetent morons, do not invest any money with these scam artists. Completely irresponsible, uncommunicative and uncaring. They dropped the ball, lost $50k of my money (I’m disabled and count on every dollar to live on) and after being treated like a second class citizen in trying to pull out and calling the headquarters, you realize there are no stops in place. For first account, it cost me to get the money out WTF! Interactive brokers is a professional brokerage 100% better than RBC Direct investing. I wrote to the president of RBC and received no response. After a 10 year relationship I would have hoped for more. DO NOT WASTE YOUR TIME OR RISK YOUR MONEY WITH RBC Direct Investing. My family received two accounts managed by them when my father-in-law passed last summer. After banking with the Royal Bank of Canada for fifty years, I expected the same high quality of service I was used to when they introduced Direct Investing. Options I bought and sold months ago are still in my portfolio. Instead, they have a "procedure" to submit a report to their "Ombudsman". It has now been 10 months and they still don't have the accounts totally dispersed to the beneficiaries. The RBC upper management must be graduates of the "Suicide of the West" management school. The representative has not been truthful in all our dealing and has contradicted many things that he has told us. He was suppose to provide an investing plan but as of yet, we have not see it. I would assume that 6 months to get that work done would be enough but I guess these things take time. We will be removing all our money ASAP Last year was the worst year with RBC. Investments went from 4% 2 years ago to 2% last year. He said the news was wrong reporting how the markets were up but he said it wasn’t true. Mine told me I could go elsewhere if I wasn’t satisfied. Not only will I go elsewhere I will tell everyone I know how deceptive RBC is. Investments went from 4% 2 years ago to 2% last year. He said the news was wrong reporting how the markets were up but he said it wasn’t true. Mine told me I could go elsewhere if I wasn’t satisfied. Not only will I go elsewhere I will tell everyone I know how deceptive RBC is. when the system froze and after 30~40 min to reach a representative on the phone, lost over 10%... I had well over $5M with RBC and they put me in 200 securities and bonds and they brought and sold daily. Back in Feb, when volatility was high, was watching over my investment account, and while trading the whole system froze and wouldnt accept orders. Dont think they will compensate much, is thinking about pulling out all my rrsp, tfsa and dirct Investing with them. I wanted to sell a stock and happened to mention I was calling from Arizona. My 1099 was 200 pages and I lost $250k in one year. They make the money on commissions and loaded funds. I was notified the agent did not have a US licence and a person with a licence was needed. After that, a note was placed on my account and I'm required to notify RBC when I'm back in Canada. After that, restrictions have been placed on my account and I can no longer trade online. I have been attempting to contact a live person from your firm for close to 4 months. My accounts, RRIF and TFSA have disappeared, I emailed on 4 occaisions and never received a live response. Instead I was given a phone number, 1 8, I have called more than 10 times and have been put in line, disconnected and when I finally got a live person was told I would be given a number, wasn't, and was disconnected. ) is subject to a take-over and I would like to sell, Can't , no one to talk to. I am sure they have enough reenue to hire new staff. Today I called again and was told that the wait would be one hour!!! They really need to improve the telephone answering system. Unnaceptable if you ask me Don’t waste your time unless you are an experienced investor, trying to get anyone on the phone to help you is hopeless. They’re extremely understaffed and anyone that does talk to you is going to have less knowledge then you because you know how to use google. I’ve banked with RBC for years, (15 ) after two months of attempting to open investment accounts I have lost all confidence and will be switching my credit cards, mortgage, business & personal bank accounts else where. I try for a week to get a broker on the phone I waited for hours every day and only a answering machine was telling me that due to volume of work the waiting time was for 60 min. What kind of business are they running ( I really don’t have words to express my frustation. Our family trusted this investor because he managed my mom's accounts. If you do business with RBC you might as well send your money straight to Bernie Madoff or Gordon Gekko. RBC was fined by the SEC Securities and Exchange Commission 11-3-16 $975,000 for overstatements and inaccuracies. If I call with a question it becomes a selling opportunity for them and my questions remain unanswered. Most recently I was lied to at a meeting, they saying they needed info for regulatory and that the meeting was for cost basis -- neither of which were true. It now makes me angry to think how frugally she lived at his expense. They talked me out of buying apple at 10$ a share in the late 90s They talked me out of buying Netflix at $60 a share in 2010 or so before it went up like 500 percent. Another fine was 12-21-16 failure to retain records in WORM format. IMHO they string out purchases to make more fees without giving out advice. Churning seems to be a thing along with exorbitant fees. They want you to buy boring safe stocks with little upside basically , and a lot of downside. Also failure to implement an audit system of electronic storage media. I am currently looking for a place to move my accounts. How my money was invested was not discussed with me. In this last year I lost one third of what I invested in a matter of 6 months.while going through cancer. Sent out almost 5K from an IRA account to the State as unclaimed money, even though we spoke with them 8 months ago to update our details. I have had an account here for 5 years and closed it today. Costs have become reasonable since 2015 - $10 a trade instead of $30 (for stocks). Told us over the phone that it was an error on their side, but there was nothing they could/ would do. Overall, this investment account has made virtually no money when compared to my other investments accounts. "RBC Direct charges a commission of $28.95 (inclusive of all fees) on trades of up to 1000 shares for market and limit orders. I strongly recommend looking at other companies as most offer free investment help. Self-directed RRSPs are charged an annual administration fee of $75 if the value of the account is less than $25,000. I have been ambivalent about RBCDI since I started trading in it about 5 years ago. A quarterly fee of $15 is charged on investment accounts with a market value of less than $5,000...


This offer is to receive a complimentary Apple Air Pods. It is only available to permanent Canadian residents who, as of February 28, 2020 do not have, and in the 5 years prior have not had, a Personal Banking Account with Royal Bank of Canada or any of its deposit taking subsidiaries, who as of April 30, 2020 have reached the age of majority in the province or territory in which they reside, and who meet all other terms and conditions of the offer. To qualify, you must: RBC has the right to determine in its reasonable discretion whether the qualifying criteria have been met. This offer may not be combined or used in conjunction with any other Personal Banking Account offers unless otherwise indicated. Royal Bank of Canada reserves the right to withdraw this offer at any time without notice, even after acceptance by you. For full details including defined terms, visit com/airpodsoffer. Unlimited FREE Interac e-Transfer transactions are available with all Canadian dollar personal banking (chequing) accounts and are not counted toward the free monthly total in accounts with a limited number of free debits. In all Canadian dollar savings accounts, transfers through the Interac e-Transfer service are $1 each, count as a Debit Transaction toward any free monthly total and carry an Excess Debit Transaction fee, if applicable. Unlimited debit transactions: RBC ATM withdrawals, bill payments and Interac e-Transfer transactions. The Interac e-Transfer service is not available with U. Excludes Interac access fees, PLUS System access fees and/or convenience fees charged by other service providers and other financial institutions when you use their ATMs. Fees may also apply in other bank accounts to and from which you transfer funds. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good standing and you remain an SNL account owner. Additional cardholders (co-applicants and authorized users) do not qualify for the annual fee rebate, even if they are also owners of an SNL account. Only one credit card annual fee rebate per SNL account is allowed, which means that if you own a joint SNL account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the SNL account will be entitled to the credit card annual fee rebate. Rebates that apply to eligible credit cards are: 1) $39 rebate (annual fee fully rebated) for: Signature RBC Rewards Visa and West Jet RBC Mastercard card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cathay Pacific Visa Platinum, RBC Cash Back Preferred World Elite Mastercard and West Jet RBC World Elite Mastercard. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you. As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the eligible credit card you choose), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (depending on the eligible credit card you choose), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. Rebates that apply to eligible credit cards are: ( i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cathay Pacific Visa Platinum, RBC Cash Back Preferred World Elite Mastercard and West Jet RBC World Elite Mastercard. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you. Foreign currency purchases paid by withdrawal from your Canadian dollar account are converted to Canadian dollars at an exchange rate 2.5% over the Interbank Spot Rate (as defined by Acxsys Corp.), effective at time of processing. Since exchange rates fluctuate, the rate applied will usually differ from the posted exchange rate at the time of your purchase. If you have an eligible banking account and two or more qualifying, eligible RBC products in the same geographic location (region), you may receive a partial or full rebate on your Monthly Fee. For more information on the Multi Product Rebate visit any RBC Royal Bank branch, call Unlimited non-RBC ATM use in Canada and the U. ATM operator surcharge (also called a convenience fee) may be charged by other ATM operators. The convenience fee is not a Royal Bank of Canada fee and is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold. Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol and any fees that may be imposed by any third party for using the ATM are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction. Safe Deposit Box fees are collected in January for each calendar year. If you open, switch or are converted to an account that is eligible for a Safe Deposit Box discount at any time after the Safe Deposit Box fees have been collected that year, the discount on those Safe Deposit Box fees will not be pro-rated and applied to the fees of the partial year. The discount will start in the following year and be applied to the Safe Deposit Box fees billed in January of the following year. An ATM operator surcharge (also called convenience fee) may be charged by other ATM operators. It is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold. Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol, and any fees that may be imposed by any third party for using the ATM, are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction. ATM - RBC ATM Access fees waived An ATM operator surcharge (also called convenience fee) may be charged by other ATM operators. It is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold. ATM use outside Canada Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol, and any fees that may be imposed by any third party for using the ATM, are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction. ATM - Unlimited banking transactions including Interac and PLUS System network fees waived ATM operator surcharge (also called a convenience fee) may be charged by other ATM operators. The convenience fee is not a Royal Bank fee and is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold. Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol, and any fees that may be imposed by any third party for using the ATM, are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction. ATMs - 3 withdrawals from other bank ATMs refunded per Monthly Cycle ATM operator surcharge (also called a convenience fee) may apply. It is charged by a third party and added directly to the amount of your cash withdrawal. ATM operator surcharge (also called a convenience fee) may be charged by other ATM operators. Totals are not cumulative, and if not used, may not be carried over into the next Monthly Cycle. The convenience fee is not a Royal Bank of Canada fee and is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold. Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol and any fees that may be imposed by any third party for using the ATM are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction. Shortly after April 15 or after you complete the Qualifying Criteria (whichever is later), you will receive an email from RBC with a link to a secure website where you can select your device and confirm your shipment details. When selecting your device, the website will provide you with an estimated delivery time which will vary based on your selection. Your Apple device will be shipped to the Canadian mailing address you provided when placing the order for your device (we will not ship to any post office box number). After your order has been shipped, you will receive an email with a tracking number from the courier shipping the item. You can use the tracking number to get updates on your shipments on the courier’s website. If you are not home at the time of delivery, the delivery company will leave a tag, which you can use to pick up the package at a specified depot. This offer is only for clients who have never had a Personal Banking Account nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the five year period before the start of the Promotional Period. Enjoy personalized offers from a variety of great brands with RBC Offers. Simply load any available offer to your eligible RBC personal or business debit or credit card and start getting rewarded with cash savings or bonus points when you shop at the brands you love. The RBC Offers program is available to clients with an RBC Royal Bank (i) debit card tied to a personal chequing account, and/or (ii) personal or business credit card, other than an RBC Commercial Visa or RBC US Dollar Visa card. Eligibility criteria for an RBC Offer: (a) is determined by RBC, (b) may vary depending on the offer, and (c) may be based on the client’s preferences and account status. Eligible clients will refer to the terms and conditions applicable to each specific RBC Offer for more details. For complete terms and conditions that apply to the RBC Rewards program, please visit: call 1-800-769-2512. Rbc promotions rbc lindsay It is only available to permanent Canadian residents who, as of February 28, 2020 do not have, and in the 5 years prior have not had, a Personal Banking Account with Royal Bank of Canada or any of its deposit taking subsidiaries, who as of April 30, 2020 have reached the age of majority in the province or territory in which they reside, and who. From the TD Bank promotions $300 or an RBC iPad, here is a step-by-step on how to apply for these bonuses. Canadian bank account promos for 20. From the TD Bank promotions $300 or an RBC iPad, here is a step-by-step on how to apply for these bonuses. Genymoney.ca Make the Most of your Money. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase. In addition, the RBC iShares ETFs in which RBC InvestEase Inc. clients invest are managed by BlackRock Asset Management Canada Limited. The Royal Bank of Canada, RBC Royal Bank or RBC Financial Group is the largest financial institution in Canada. The bank serves 18 million clients and has 80,100 employees worldwide. The company corporate headquarters are located in Montreal, Quebec, and its operational head office in Toronto, Ontario. The Royal Bank of Canada, RBC Royal Bank or RBC Financial Group is the largest financial institution in Canada. The bank serves 18 million clients and has 80,100 employees worldwide. The company corporate headquarters are located in Montreal, Quebec, and its operational head office in Toronto, Ontario.